AFSVision IRIS is an integrated, dashboard-enabled reporting hub within the AFSVision platform, designed to bring clarity and insight to commercial lending portfolios. It empowers financial institutions to make data-driven decisions with intuitive reporting and data extraction capabilities. IRIS supports front, middle, and back-office functions by providing real-time access to customer information, credit performance, and portfolio health. With IRIS, users can manage exceptions and outliers, identify concentrations of credit, optimize portfolio yield, and proactively mitigate lending risk. It is designed to support any functional area needing access to AFSVision commercial loan data, offering customizable dashboards and list reports filtered by organizational hierarchy, product type, and more.

Features

• Integrated Reporting Hub
  • Unified reporting across front, middle, and back-office functions
  • Real-time customer data drill-down from summary reports
  • Custom dashboard creation and business result visualization
  • List reports organized by filters such as hierarchy and product type
• Actionable Data Insights
  • Views centered on deterioration of credit quality
  • Tracking of upcoming maturities and renewals
  • Trend data on key metrics for strategic decision-making
  • Maximization of fee contributions to client profitability
• Profitability Analysis
  • Filter data to identify profitable organizational units, customer groups, or credit products
  • Drill down into performance drivers
• Credit Risk Mitigation
  • Reporting on nonaccruals, risk-rating distributions, and industry concentrations
  • Unlimited user-defined ad hoc views for early warning signals
  • Early identification of problem loans and emerging credit concentrations
  • Monitoring of total customer exposure and changes in risk ratings
• Productivity Enhancement
  • Relationship managers and support staff gain quick access to risk-related data
  • Improves efficiency in managing credit quality and customer relationships

Benefits

• Enhanced Decision-Making
  • Decision-ready reports for managing exceptions, credit concentrations, and portfolio yield
• Revenue Growth
  • Strategic insights into credit quality deterioration and fee contribution
• Risk Management
  • Proactive identification of emerging credit issues
• Operational Efficiency
  • Streamlined access to key performance indicators and customer data
• Customizability
  • Build dashboards tailored to specific business needs and reporting requirements
• Enterprise-Wide Utility
  • Supports all functional areas with unified, intuitive reporting tools