ProSight Credit Risk Navigator (CRN), powered by AFS, is the industry’s premier credit risk benchmarking program. Measuring your commercial loan performance is necessary during any part of the economic cycle, and even more critical during periods of stress. Understand how your portfolio stacks up against peer banks to adjust your strategy for success. The ProSight Credit Risk Navigator (CRN) is the industry’s next-generation commercial credit risk service. With a one-of-a-kind monthly reporting cadence, extensive data granularity, customizable reporting, and an intuitive dashboard, CRN provides the best commercial credit metrics resource for bank leadership. Easily benchmark your performance against peers and the market by finding out how your portfolio compares to peers, which industries are leading recent trends, which sectors have the most historical volatility, and the projected losses for comparable credit 

Features

• Curated, In-Depth Data: Get curated, in-depth data more often, and earlier, than with any other service.
• Monthly Reporting Cadence: One-of-a-kind monthly reporting cadence for timely insights.
• Extensive Data Granularity: 850,000 individual loans totaling $1T in committed exposure across C&I and CRE sectors.
• Customizable Reporting: Ability to segment data by size, geography, loan type, and many other segments.
• Intuitive Online Dashboard: Easy-to-use dashboards for virtually limitless views, including standardized peer comparison reporting, customized reports, and queries targeted by specific need.
• Executive Summary Dashboard: Concise, informative summary of a bank’s credit performance relative to a self-selected peer group and the broad market. Toggle between six KPIs and filter by industry sector, geographic location, and more.
• Early Warning/Problem Loan Management Dashboard: Visual speedometers provide KPI monitoring across the commercial portfolio. Auto rankings by industry sector and metropolitan area reveal where problem loans are concentrated.
• Robust Database: 20 years of loan-level data from 20 regional banks, updated monthly.
• Powered by Microsoft Power BI: Featuring Microsoft Power BI, get the most from the ProSight Credit Risk Navigator database at your fingertips.
• Top Core Metrics & Measurement Categories:
  • Rating
  • Loss
  • Balance Growth
  • Expected Loss
  • Nonaccruals
  • Delinquencies
  • Percent Criticized
  • Industry
  • Geography
  • Commercial Credit Quality

Benefits

• Benchmark Your Performance: Benchmark your performance against peers and the market to stay ahead of industry trends.
• Actionable Insights: Enables executives and portfolio managers to quickly grasp broad market trends and discern the drivers of a bank’s relative under- or over-performance.
• Early Warning: Empowers risk managers to resolve credit problems in a timely manner before they mature into larger issues.
• Evidence-Based Decisions: Make evidence-based credit decisions to spot the signal, not the noise.
• Comprehensive Coverage: Supports banks of all sizes with tailored solutions and robust, filterable dashboards.
• Enhanced Reporting: Facilitates standardized peer comparison reporting, customized reports, and impromptu analysis prompted by market events, with a granularity that far exceeds other similar services